Real Estate Crowdfunding Explained — Fundrise, Arrived & More

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Real estate crowdfunding platforms let everyday investors access private real estate deals that were previously only available to institutions and wealthy individuals. Here’s how the major platforms compare.

Platform Minimum Type Avg Return Liquidity Canada?
Fundrise $10 eREITs + eFunds 8–12%/yr Quarterly (fee) US only
Arrived Homes $100 Single-family rentals 6–9%/yr Varies US only
Roofstock $5,000 Single-family turnkey Varies Property sale US only
Addy (Canada) C$1 Commercial properties Varies Low Canada only

Fundrise — Best for Most US Investors

Fundrise is the largest and most established crowdfunding platform. Its eREIT structure diversifies across hundreds of properties — commercial, residential, industrial. The $10 minimum and clean interface make it accessible for beginners.

  • Fees: 0.85% annual management + 0.15% advisory (lower than most alternatives)
  • Dividend payments: Quarterly
  • Early redemption: Available with a fee depending on holding period
AFFILIATE LINK PLACEMENTS

Fundrise  $100 per investor  —  After Fundrise description — primary recommendation for US readers

Important Limitations

  • All platforms have limited liquidity — this is not like selling a stock
  • Returns are not guaranteed and vary with real estate market conditions
  • Most platforms are US-only — Canadians should use REIT ETFs on TSX instead
Disclaimer: This article is for educational purposes only and does not constitute financial advice. All investments carry risk. Please consult a qualified financial advisor before making investment decisions.

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